C A L E N D A R S

Business

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Today and Thursday:

Seminar: St. Francis Healthcare Foundation hosts two free wealth preservation seminars, providing financial planning information on taxes, real estate and insurance. Guest speakers Stephen H. Reese and Bank of Hawaii wealth adviser Stephanie K. Asato will discuss topics including additional lifetime income, generous tax deductions, reducing real estate tax, making bequests, avoiding probate and creating wills and trusts. 11:30 a.m. to 1 p.m. today and 5:30-7 p.m. Thursday at the St. Francis Healthcare System Auditorium, 5th floor, Suite 518, Clinical Service Center, 91-2135 Fort Weaver Road, Hawaii Medical Center West campus. Seminars are open to the public. Call 547-8030 for registration and information.

Today through saturday:

Conference: The Hawaii Island Economic Development Board and the U.S. Environmental Protection Agency host the 2008 "Zero Waste" conference, exploring future planning issues and opportunities for Hawaii's waste stream and the adoption if renewable energy applications. Guest speakers include Zero Emissions Research Institute founder Gunter Pauli, zero waste consultants Gary Liss and Richard Anthony, and Oakland C&D project manager Patrick Michael Hayes. Conference to be held at the Mauna Lani Bay Hotel and Bungalows. $500 includes all conference meals, special room rates at the hotel available. Call 935-2180 or visit http://hiedb.org/zero-waste- conference-2008.

Tomorrow:

Consultation: The U.S. Small Business Administration resource day, featuring free half hour consultations to address the specific needs and interests of existing business owners, start-up firms and prospective entrepreneurs. Learn about SBA financing programs, counseling, training and technical assistance, government contracting assistance and certifications. Sessions are confidential, no obligations to businesses. 9 a.m. to 3 p.m. at First Hawaiian Bank Kaneohe, Windward Shopping Center. Appointments recommended. Register online at sba.gov/hi. Contact David Brown at 541-2990 ext. 215 or e-mail david.brown@sba.gov.

Thursday:

Seminar: Bank of Hawaii presents a free educational seminar for first-time homebuyers, explaining the entire mortgage process from pre-qualification to closing costs. Individual loan officers will also be offering free, confidential consultations. 6:30-7:30 p.m. at Aiea Public Library, 99-143 Moanalua Road. Call 694-8586 or e-mail lynelle.lingaton@boh.com for reservations.

Saturday:

Telecourse: "Take Charge of Your Money" financial education series highlights information on important consumer finance topics. Local professionals share their expertise as guest speakers. This week's topic will cover "The Role of Insurance in a Financial Plan." Series airs Saturdays 4:30-5:30 p.m. Channel 55 on Oahu, Kauai, Maui and Hawaii. An optional viewer's guide that includes television schedules, handouts and other information is available to enrolled participants. Call 956-7138, e-mail moneyed@hawaii.edu or visit www.ctahr.hawaii.edu/tcyour$ for more information.

Sept. 15:

Consultation: SBA Day at the Business Action center, providing small business owners with information on SBA financing, programs and other resources including (8)a application registration. BAC also will provide assistance with business forms, licenses and permits for entrepreneurs looking to register their business name. 10 a.m. to noon at the Business Action Center, 1130 North Nimitz Hwy., second level, Suite A-220. Call 586-2545 for information.

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