Cashing in
on falling rates

With mortgage rates below 8 percent and
falling, opportunities abound for
refinancing and new loans

Mortgage rates are dropping again, falling well below 8 percent for the first time since last spring. That is expected to bring a flurry of new lending, as potential buyers look for new loans, and homeowners with more-expensive mortgages or adjustable-rate ones seek to refinance. If you are one of those eager to take advantage of today's tempting rates, it will pay to brush up on some basics before joining the rush, especially if you haven't been in the mortgage market recently. For tips on what tp look for, read Money Monday in today's Honolulu Star-Bulletin.

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