By Kevin Hand, Star-Bulletin

The financial community calls it the empty-nest syndrome - middle-age adults with more time and disposable income on their hands after decades of paying for dance lessons, sports equipment, braces and textbooks. It's a population segment destined to grow now that the oldest Baby Boomers have reached age 50. With the change in lifestyle comes the opportunity, and need, for these shrinking households to reassess their financial goals and strategies. To find out what financial advisers recommend, read Money Monday in today's Honolulu Star-Bulletin.