Some swap pricey juice boxes for cans of frozen concentrate. And others realize that their visions of a new dream home will remain just that - a dream.

In today's fast-moving, high-stress times, families are learning to live with less as they try to find a delicate balance with career, family and economics.

One option more and more are choosing is to live on one income.

"At first it seems utopian to believe that you can have these full careers and full family lives," said Shelley Biermann, a certified financial planner. "It is almost impossible to have both. You have to decide to cut back. Quite frequently it comes down to career. It's only money."

For more on how families learn to live on less, read the Money Monday section in today's Honolulu Star-Bulletin